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Financial Planning

How to retire with €1 million in savings by saving €850 a month

How to retire with €1 million in savings by saving €850 a month

The idea of becoming a millionaire may seem daunting, but €1 million or more is what most 25-year-olds today may need to retire comfortably. But how can you achieve that? In simple terms, if you invest €850 a month from the age of 25, and your money grows at an average rate of 4% a …

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The key principles to achieving financial freedom

The key principles to achieving financial freedom

Financial freedom means different things to different people. For some, it means meeting their monthly financial commitments with spare money for spending as well as having a solid savings and investment plan. For others, financial freedom means quitting employment to be their own boss or being financially comfortable enough to consider early retirement. There’s no …

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Why aren’t more people confident about their financial plans?

Why aren’t more people confident about their financial plans?

In a 2019 NBC News readers poll about personal money management, 31% of respondents revealed they do not feel confident about their financial plan. Having looked at similar studies, we discovered that this lack of confidence isn’t restricted to one generation: it cuts across them all, from boomers to millennials and generation X. In this …

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Tips for making the most of your DINK lifestyle

Tips for making the most of your DINK lifestyle

It’s a well-documented fact that women around the world are having fewer children. Falling fertility rates mean nearly every country could have shrinking populations by the end of the century. Not surprisingly, this has given rise to more couples we’ve come to know as DINKs – Double Income, No Kids. Investopedia defines DINK as: ‘a slang …

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Tips for managing your money during uncertainty

Tips for managing your money during uncertainty

In turbulent times, it is perfectly understandable to feel anxious about things you can’t control. That extends to managing money, especially if you’ve found yourself without a job or a sudden drop in income. The good news, however, is that there are ways in which you can take back control and manage your money when …

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What a penalty shoot-out can teach us about investing

What a penalty shoot-out can teach us about investing

While stock markets may have recovered from much of the pandemic sell-off earlier this year, there are still concerns about a ‘second wave’ of the coronavirus sending business and consumer sentiment back into the gutter. We understand that the past six months have radically affected people’s day-to-day behaviour and emotions and, should the dreaded second …

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Why you should run your personal finances like a business

Why you should run your personal finances like a business

Why is it that we can manage a budget at work but the same task at home often gets pushed aside or we make emotional, rather than rational, decisions? For many of us, managing our personal finances can feel daunting. However, it doesn’t need to, especially if we apply how we manage our business finances …

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Financial planning for expats

Financial planning for expats

Life as an expat can be financially rewarding but it can also be complex when it comes to managing your finances and protecting your wealth. To help you, we outline in this post what you need to remember when managing your finances and where to go for the best financial advice specifically for expats. Why …

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Retirement planning for expats: key things to consider

Retirement planning for expats: key things to consider

Planning for retirement requires significant consideration, especially if you live and work abroad. When you’re an expat, there are always additional factors to consider, including where you wish to retire, your eligibility for pensions and your nationality. Are you eligible for a mortgage if you wish to purchase a property in your country of residence? …

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How to judge performance amongst market turbulance

How to judge performance amongst market turbulance

During our recent webinar, UAG Director David Cooper gave an overview of current market performance as we start to move past the peak of the pandemic, potential recoveries and how to manage your investments during uncertainty. Below are the key takeaways. Current equity market performance* All major equity markets have taken a significant hit due …

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