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Investments

How cost averaging works in market peaks and troughs

How cost averaging works in market peaks and troughs

It’s not uncommon for people to think they should pull their investments when markets are falling amidst a crisis like a global health pandemic. When markets react, we react. The problem with that, however, is that you make the mistake of selling when prices are low and buying at higher prices when markets inevitably rebound. …

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Investment decisions in uncertain times

Investment decisions in uncertain times

It’s perfectly normal to feel twitchy during volatile times and uncertain about your investment decisions. We understand equity market volatility occurring as a result of events such as global pandemics is a concern for many, certainly as it relates to investments. Short-term volatility is a characteristic of investing. Share prices rise and fall but markets …

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Fifty shades of green: the reality of impact investing

Fifty shades of green: the reality of impact investing

We know that investment decisions can have an impact on our society and the environment, but it’s not always easy to know whether we are investing in companies that are recognised as having a high negative social and/or environmental impact. So, how do we make socially responsible investment decisions? How do we make a positive …

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Keeping a level head – coronavirus and stock markets

Keeping a level head – coronavirus and stock markets

Stock markets have reacted sharply to the spread of coronavirus to countries outside of mainland China. Given the current crisis looks set to continue for the foreseeable future, investors should brace for more volatility in the stock markets. However, we urge you to remain calm and not to allow fear to govern your investment decisions. …

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Navigating the Swiss Pillar 3a and a Pillar 3b system

Navigating the Swiss Pillar 3a and a Pillar 3b system

The OECD called Switzerland’s multi-pillar pension system a “Triumph of Common Sense”, and we can certainly see why. With diversification at its heart, the Swiss pension scheme embraces best practices deriving from the oft-quoted concept of ‘not putting all your eggs in one basket‘. What is the Swiss pension scheme? In a nutshell, the Swiss …

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Universal Access Bonds® to support our American clients

Universal Access Bonds® to support our American clients

United Advisers Group will be using the recently launched Universal Access Bonds® (UAB®) to support their American/US connected clients living outside the U.S. Financial planning and investing for Americans has become harder in recent years with the IRS and FATCA, causing Americans to be unwelcome at many financial institutions.  These changes have created challenges in …

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Market Summary – May 2019

Market Summary – May 2019

April World Equity markets strong once again World equities generally performed well during April with Japan experiencing a particularly strong 5% rise going into the Golden Week holiday, extended this year to incorporate the installation of the new Emperor. Strong upward surge for European equities as consumers keep spending Led by Germany, European equities saw …

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Facts and trends for cryptocurrencies in 2019

Facts and trends for cryptocurrencies in 2019

Cryptocurrencies have been growing in popularity since the development of blockchain technology. We run through the key trends and what you should consider before investing in cryptocurrencies in 2019. What is a cryptocurrency? It is a currency independent of a country, an economy or one central bank. This 100% digital asset works like traditional currency …

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Planning for an uncertain future

Planning for an uncertain future

We live in an uncertain world where people place less trust and importance on traditional ways of securing their future. We are less confident that society, national institutions and regulatory schemes and assistance will provide for our futures. How can we change what we do to provide a more certain future? American computer scientist Alan …

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Is property investing properly investing?

Is property investing properly investing?

I was bought up believing that buying a house was an investment and you should do it come hell or high water. For as long as I can remember, both my seniors and peers have touted property as ‘a good investment’. But, is it really? I explore the reality around whether buying bricks and mortar …

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