United Advisers - Luxembourg

United Advisers on LinkedIn

Living in Switzerland

Are you an accidental American?

Are you an accidental American?

The American government is stepping up their game when it comes to finding Americans with undeclared foreign assets. In 2014 Boris Johnson learnt that he was a US citizen after being chased for taxes after selling his home. This situation is far more common than you might think. How you could be one of the …

Read more …

Navigating the Swiss Pillar 3a and a Pillar 3b system

Navigating the Swiss Pillar 3a and a Pillar 3b system

The OECD called Switzerland’s multi-pillar pension system a “Triumph of Common Sense”, and we can certainly see why. With diversification at its heart, the Swiss pension scheme embraces best practices deriving from the oft-quoted concept of ‘not putting all your eggs in one basket‘. What is the Swiss pension scheme? In a nutshell, the Swiss …

Read more …

The Swiss Pillar Pension system in 30s

The Swiss Pillar Pension system in 30s

New to Switzerland? Wondering what the Swiss pillar pension system is all about? We got you covered. Here is a simple 30-second explanation of the Swiss 3 pillar pension system Pillar 1 is the mandatory state pensions. The Swiss Government is responsible for this and it is designed to take care of your most basic …

Read more …

A quick guide to understanding the key benefits of pillar 3

A quick guide to understanding the key benefits of pillar 3

What is a Pillar 3 pension? In a nutshell, the Swiss pensions system has three pillars: Pillar 1: Swiss State Pension. Mandatory. Meant to provide individual and survivors pensions to cover basic needs following retirement. Pillar 2: Occupational Pensions. Compulsory for all employed individuals. Funded by employer and employee contributions. Intended to provide a ‘comfortable’ …

Read more …

Have you got the right pillar three?

Have you got the right pillar three?

Many people come to realise that the pensions they will receive from Pillar 1 and 2 pensions (State and occupational pensions respectively) may be insufficient to maintain or finance the lifestyle they want in retirement. As a result, the subject of the importance of investing in Pillar 3 pensions is becoming a hot topic in …

Read more …