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Top 4 transferable skills for yachties

Top 4 transferable skills for yachties

When it comes to working in the superyacht industry, yachties generally don’t often take the time to analyse the number of valuable skills they’re acquiring.  Whether they’re skills derived from hospitality, engineering, maintenance, or any other discipline, most are transferable skills that can be used significant advantage when securing a job onshore. The skills developed as …

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How a financial planner is different from a financial adviser

How a financial planner is different from a financial adviser

Traditionally, financial advisers concentrate on selling you a financial product to fix a ‘problem’, rather than focusing on financial planning. Financial planning is a service revolving around YOU, not your money. When it comes to considering future financial goals, most people don’t want to be sold a product. Instead, they want someone to understand them …

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Standard Bank Seafarer Account FAQs

Standard Bank Seafarer Account FAQs

Each year we help hundreds of yachties open Standard Bank Seafarer Accounts. We often come across the same questions and have found that certain answers can be hard to find online. To help you decide if a Seafarers Account is right for you and your situation, we have answered the most popular questions: 1. How …

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Pocket Money – How much is enough?

Pocket Money – How much is enough?

‘Pocket Money’ or ‘Allowance’ is a valuable resource for children to learn about the value of money. It is a useful tool for parents to encourage children to develop confidence in consciously and actively managing money. But how much is enough? For many parents, deciding how much pocket money is appropriate is anything but an …

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Market Summary – May 2018

Market Summary – May 2018

‘No deal Brexit’ prospects, the formation of an Italian anti-EU coalition, a stronger dollar and a stronger US economy created a mixed bag last month.  With a special focus on increasing US bond yields, here is our Market Summary for May 2018. Equity Markets May was a mixed month across major equity markets, with strong …

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Has your current adviser ever asked you these 7 essential questions?

Has your current adviser ever asked you these 7 essential questions?

Traditionally, Financial Advisers concentrate on selling you a financial product to fix a ‘problem’, rather than tackling proper financial planning focusing on the most important thing; you. People value a service that relates their goals and dreams; their ‘life plan’.  They want clarity about what their financial future looks like, rather than being sold a …

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Are you spending it like you stole it?

Are you spending it like you stole it?

Turn on the TV; you can’t avoid the adverts. Open a newspaper or a magazine, and you’re hit full in the face by expansive, full-colour montages selling you the dream – showing precisely what you need to buy to make you desirable, to make you exceptional; to make you and your life perfect. Watch YouTube?  …

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Market Summary – April 2018

Market Summary – April 2018

After a volatile start to the year, with falls in February and March, equity markets rallied to some extent in April. UK Key for April was the disappointingly weak, and lower than expected, 1st quarter GDP growth rate. The weak GDP growth reduced the likelihood of an interest rate rise in May which in turn …

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Market Summary – March 2018

Market Summary – March 2018

March saw a generally a downhill trend for major markets with investors displaying some nervousness catalysed by President Trump’s China targeted trade tariffs also hitting European and other allied markets leading to fears of a global trade war further depressing markets. United Kingdom In the UK, although Brexit negotiations moved forward, the economic landscape remained …

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What the rich teach their kids

What the rich teach their kids

I recently re-read Rich Dad Poor Dad by Robert T.Kiyosaki and wanted to share the key financial lessons with you.  This book is all about transforming your income so that your money works for you, rather than you having to work for your money, a subject I am obviously very passionate about! This semi-autobiography shares Kiyosaki’s financial …

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