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Why you can’t transfer your UK State Pension abroad

Why you can’t transfer your UK State Pension abroad

As an expat, you cannot transfer your State Pension overseas. However, it is possible within many of the countries that have a dual pension treaty with the UK to transfer your eligible years to allow for a combined total. This can be really useful when trying to achieve a certain amount of years in order …

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Emergency funds – why they matter now more than ever!

Emergency funds – why they matter now more than ever!

Coronavirus has already had a far-reaching economic impact with many expats having contracts terminated sooner than expected. However, even if you are in a stable role, an emergency fund is always vital to financial security. An emergency fund is a stash of money set aside as a financial safety net. It is also one of …

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Top ways to secure your financial future

Top ways to secure your financial future

Perhaps you’ve just started life as an expat or have been living and working abroad for years. Regardless of where you are on your journey we are confident the tips below will help you take a few extra steps towards securing your financial future. Expenses review Before deciding how much you can save and direct …

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Why it’s important to know and track your net worth

Why it’s important to know and track your net worth

An increasingly popular way to understand how financially healthy you are is to know your net worth because it is easy to track and compare year-on-year. Net worth, when reviewed, will also give you a clear idea of whether you are spending too much, how much you have in savings and whether you’re putting enough …

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How to retire with €1 million in savings by saving €850 a month

How to retire with €1 million in savings by saving €850 a month

The idea of becoming a millionaire may seem daunting. However, €1 million or more is what most 25-year-olds today may need to retire comfortably. How can you achieve that? In simple terms, if you invest €850 a month from the age of 25, and your money grows at an average rate of 4% a year …

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Recent changes at United Advisers Group

Recent changes at United Advisers Group

Like all professional service providers, financial advisers have faced challenges amid the coronavirus pandemic such as working remotely on a full-time basis. In-person meetings have become a thing of the past. Since local lockdowns forced us to temporarily close our offices in Luxembourg, Madrid, Palma and Geneva, we have relied solely on email, phone and …

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What the US election could mean for investors

What the US election could mean for investors

With less than a month to go until the US elections, it’s impossible not to think about the potential impacts on markets and investors. Donald Trump and Joe Biden are entering their final weeks of campaigning, but what can we expect from either a Trump re-election or a victory for Biden? We sat in on …

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How Brexit may impact your pension transfer as an expat

How Brexit may impact your pension transfer as an expat

If you are already living in Europe or are planning to move to Europe ahead of the Brexit deadline, make sure you are fully aware of how it may impact pension transfers. The Brexit transition period is due to end on 31 December. However, with no certainty about whether the UK will leave the EU …

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The key principles to achieving financial freedom

The key principles to achieving financial freedom

Financial freedom means different things to different people. For some, it means meeting their monthly financial commitments with spare money for spending as well as having a solid savings and investment plan. For others, financial freedom means quitting employment to be their own boss or being financially comfortable enough to consider early retirement. There’s no …

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Why aren’t more people confident about their financial plans?

Why aren’t more people confident about their financial plans?

In a 2019 NBC News readers poll about personal money management, 31% of respondents revealed they do not feel confident about their financial plan. Having looked at similar studies, we discovered that this lack of confidence isn’t restricted to one generation: it cuts across them all, from boomers to millennials and generation X. In this …

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