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What a penalty shoot-out can teach us about investing

What a penalty shoot-out can teach us about investing

While stock markets may have recovered from much of the pandemic sell-off earlier this year, there are still concerns about a ‘second wave’ of the coronavirus sending business and consumer sentiment back into the gutter. We understand that the past six months have radically affected people’s day-to-day behaviour and emotions and, should the dreaded second …

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Why you should run your personal finances like a business

Why you should run your personal finances like a business

Why is it that we can manage a budget at work but the same task at home often gets pushed aside or we make emotional, rather than rational, decisions? For many of us, managing our personal finances can feel daunting. However, it doesn’t need to, especially if we apply how we manage our business finances …

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Financial planning for expats

Financial planning for expats

Life as an expat can be financially rewarding but it can also be complex when it comes to managing your finances and protecting your wealth. To help you, we outline in this post what you need to remember when managing your finances and where to go for the best financial advice specifically for expats. Why …

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What you need to know about transferring your pension using a QROPS

What you need to know about transferring your pension using a QROPS

Expats often ask whether they should transfer their pensions from their current UK schemes to an international scheme with a potentially more advantageous structure, such as a Qualified Recognised Overseas Pension Scheme (QROPS). But first, it’s essential to understand whether a pension transfer is in fact the best thing for you and to understand that …

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Retirement planning for expats: key things to consider

Retirement planning for expats: key things to consider

Planning for retirement requires significant consideration, especially if you live and work abroad. When you’re an expat, there are always additional factors to consider, including where you wish to retire, your eligibility for pensions and your nationality. Are you eligible for a mortgage if you wish to purchase a property in your country of residence? …

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How to judge performance amongst market turbulance

How to judge performance amongst market turbulance

During our recent webinar, UAG Director David Cooper gave an overview of current market performance as we start to move past the peak of the pandemic, potential recoveries and how to manage your investments during uncertainty. Below are the key takeaways. Current equity market performance* All major equity markets have taken a significant hit due …

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6 Benefits of Financial Independence

6 Benefits of Financial Independence

How often do you receive promotional offers encouraging you to spend? The compulsion to buy is, quite literally, always at your fingertips. This temptation, however, can be damaging to your ability to achieve financial independence. It’s all well and good to enjoy yourself now but what about creating the opportunity to enjoy more things for …

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Preparing for the unexpected

Preparing for the unexpected

We know it’s never easy to think about preparing for the worst such as severe illness, disability or death. These are not topics we take lightly but they are eventualities for which we all need to prepare. Have you thought about what would happen in the event of you falling ill and not being able …

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5 advantages of international banking for expats

5 advantages of international banking for expats

An offshore bank offering international banking is a bank located in any country other than the account holder’s home country. An account held in an offshore bank is therefore often described as an offshore bank account. While international banking and offshore bank accounts are often negatively perceived as a way to avoid paying tax (which …

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5 things to consider before investing in luxury products

5 things to consider before investing in luxury products

Is buying, or investing in, luxury items always a wise decision? Investing in luxury goods has long been an attractive alternative to investing in the stock market. A major perk of art as an asset, for example, is that its value doesn’t rise or decline with the stock market and, when sold in the future, …

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