Legal and Complaints Procedure

By accessing, visiting, or making use of this website, you accept these “Terms and Conditions of Use of the Website” (hereinafter referred to as the “Conditions of Use”). This legal information may be modified from time to time and we therefore invite you to consult it periodically.

Website Legal

We, as editor of the website

These Conditions of Use pertain exclusively to the generic website of the United Advisers Group (hereinafter referred to as “United Advisers”), available at the address (hereinafter referred to as the “Website”).

You, as the website user

If your domicile or place of residence is in a country where the use of, or access to, this Website is contrary to the applicable laws and regulations, you are required to close this window and immediately leave the Website.

Provided information

The information provided through this Website and/or the social media are provided free, are for information purposes only, and do not encourage the undertaking of certain actions, nor do they advise in favour of or against a specific line of action.

Even though we commit to maintaining a certain level of quality in everything we undertake, we cannot guarantee the appropriateness, correctness, accuracy, exhaustiveness, authenticity, or the current nature of the information provided through this Website or the social media and therefore do not make any guarantees in this respect. Any reliance on this information on your part is your responsibility.

Recommendations for the user

As the user, it is your exclusive responsibility to actively and diligently try to obtain adequate, precise, and authenticated information regarding the matters that are of interest to you.

To ensure you are well informed, we recommend you adhere to the following principles:

  • When making a decision regarding investments, consider the related risks and assess them correctly to make an informed decision. Before investing in a financial instrument, make sure that you always consult the official documentation: prospectus, reports, and other available information.
  • If a communication pertains to the past performances of a financial instrument, index, or specific investment service refers to past performance simulations, or includes information related to future performances, the aforementioned performances and/or forecasts cannot be considered reliable indicators of future performance.
  • Performance statements may be influenced by taxes, commissions, costs, rate fluctuations, and other factors. Thus, the net yield on any given investment may depend on the individual situation of the investor at a given time.
  • Information such as the general information featured on the Website or communications by United Advisers (and any other entity of United Advisers) or displayed on social media cannot in any circumstance be considered as legal, tax, or any other type of advice. The information provided or the opinion given by United Advisers (and any other entity of United Advisers) does not take into account your financial competences or knowledge, or your investment goals, your financial situation, or any other specific demands or circumstances. Before making a decision (especially regarding fiscal and legal regimes), please seek specific, individual, and appropriate professional advice.
Information provided via the Website

The information provided via the Website cannot be construed as a promotion for investments or financial services, such as advice or managing services on any market.

Neither the Website nor its contents can be construed to constitute, in whole or in part, advice or recommendation to invest, or an invitation, offer or solicitation to buy, subscribe to, sell, or reimburse any financial instrument whatsoever.

This information may not under any circumstance be assumed to constitute legal, fiscal, or any other advice.

The information or opinions contained within this Website do not take into account the financial expertise and knowledge, investment goals, financial situations, or specific demands of the Website user.

As the user of the Website you should seek professional, specific, individual, and adequate advice before making any investment-related decision, especially regarding applicable fiscal and legal regimes.

Past performances cannot be considered as indications or guarantees for future performance, and no guarantees, be it explicit or tacit, are given regarding any future performances. The opinions and/or estimates reflect judgment on the publication date and may be changed without notification.

Messages sent over the Internet and/or by email or other electronic means cannot be guaranteed to be secure as they are subject to possible interception, loss or alteration. United Advisers is not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to United Advisers or any message sent by United Advisers to you over the Internet or by email or other electronic means.

Information provided via social media

United Advisers communication via social media cannot be construed as promotion for investments or financial services, such as advice or managing services, on any market.

The comments, data, documents, and other information shared via social media are provided for information purposes only and cannot be construed to constitute, be it wholly or partially, investment advice or recommendation or an invitation, offer, or solicitation to buy, subscribe to, sell, or reimburse any financial instrument whatsoever.

For legal and “compliance” reasons, United Advisers (and any other entity of United Advisers) makes no comment on social media regarding individual performances of portfolios or financial instruments.

For all individual information and/or personalized offers or recommendations, please contact the relevant department at United Advisers.

The recommendations for the user and other provisions of this text likewise apply to the use of social media. For the purposes of this text, “information” shall be held to refer to all forms of information: be it the contents of the site itself, information (documents, data, video, or other) rendered available via the Website or recommendations or comments made via social media.


Within the applicable legal limits and constraints, United Advisers (and all other entities of United Advisers) shall not be held responsible for loss or damage, such as loss or damage resulting directly or indirectly from access to, downloading from, or use of the Website (or any other website to which the Website links) or for the information made available via the Website or social media.

United Advisers uses the services of both employed and self-employed contracted individuals.  Any individual representing United Advisers to a client or exterior entity will ensure that the client or exterior entity is aware of the type of association they have with United Advisers.


As the editor responsible for the Website, United Advisers does not guarantee that the information available on the Website has not been modified due to technical defects (disconnection, intervention by third parties, virus, or any other reason).

Moreover, United Advisers has the right to modify the information available on the Website at any time, unilaterally, and without prior notification, including (but not limited to) the conditions of access to the Website in its entirety or part of it and/or the various advertisements, information, and announcements made to users (including among others the Conditions of Use).

We invite you to regularly verify the contents of these Conditions of Use to stay informed on possible modifications. The use of this Website is subject to the latest version available of the Conditions of Use.

Use of the Website

United Advisers denies all responsibility for any technical incident which may occur (for whatever reason) during the use of this Website (such as a bug or the inability of the user terminal to retrieve information).

The Website may contain links to other websites which are controlled or made available by third parties. United Advisers has not verified the contents of these websites and does not offer any guarantees regarding the information and data available on these websites.

By providing a link to other websites, United Advisers as well as all other entities of United Advisers do not accept or assume any responsibility for the information, data, products, and/or services available or offered on these third-party websites.

This Website allows you to receive e-mails from United Advisers. Insofar as these messages are sent via internet, more specifically a public network which United Advisers does not control in any way, these messages may be intercepted, modified, or lost. In this respect, United Advisers does not accept any responsibility.

Use of social media

We remind you that you are exclusively responsible for the comments, tweets, and other messages and information you place online.

We urge you never to publicly divulge any personal financial information or any other information regarding your bank accounts.

For the purpose of the protection of privacy, please do not publicize personal information pertaining to you or to other persons which may allow for identification.

United Advisers cannot be held responsible for the advice, information, allegations, or other messages published by external users on these pages and does not endorse the opinions expressed thereon by external users.

Social media networks are third-party services, offered and operated by entities not affiliated with United Advisers, and for which United Advisers (and all other entities of United Advisers) cannot be held responsible.

The service conditions, the usage agreement, the usage rules, and other rules and conditions of the social media in question complete the aforementioned, specifically as pertains to the conditions for opening, using, and closing a social media account.

We reserve the right to have third parties remove publications which are not in accordance with the prevailing code of conduct, such as publications which are abusive, misleading, or in any other way inappropriate and/or to engage in legal procedures when deemed necessary by us.

We are not able to provide complete follow-up, or to respond to all cases. For instance, most of the follow-up we provide pertains to the conversations in English.

Intellectual property

The entirety of the Website and its contents, and more specifically (but not limited to) the texts, graphs, images, logos, and icons are the property of United Advisers and/or those who have granted the latter a licence or permission to use specific texts, graphs, images, logos, and icons.

These elements are protected by intellectual property rights and other property rights.

It is forbidden to copy, download, duplicate (wholly or partially), transfer (electronically or otherwise), modify, translate, create a link to, or make use of this Website and/or its contents for public or commercial purposes without prior written authorization from United Advisers (with the understanding that users are allowed to download and print elements from the Website for private and non-commercial usage only, provided that the contents are not modified in any way, and that all mentions of copyrights, trademarks, and all other property rights are not modified).

Specifically, photos and videos of individuals cannot be copied without prior written consent from Fund Advisers Europe (Luxembourg) SA

Legal provisions

The Website and the presence of United Advisers on social media are managed from Luxembourg. Therefore, the present general conditions are exclusively governed by Luxembourg law (without reference to its conflict of law), excluding any other rule of law.

All disputes or difference pertaining to the above are part of the exclusive competence of the courts and tribunals of Luxembourg.

The legal representative of the Website is:

U.A. Professional Services Spain SL , company under Spanish law, with headquarters located in Calle Sant Magi 24, 07013 Palma. Spain.

The financial advisers trading under United Advisers are members of Nexus Global (IFA network). Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed Representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) and bound by the rules under licence number 03647. 

Nexus Global EU is a division of Blacktower Financial Management (Cyprus) Limited (BFMCL) and Blacktower Insurance Agents & Advisors Ltd (BIAAL). United Advisers is an Appointed Representative of BFMCL which is licensed and regulated by the Cyprus Securities & Exchange Commission (CySEC) – Licence No. 386/20. United Advisers is an Appointed Representative of BIAAL which is licensed and regulated by the Insurance Companies Control Service (ICCS) – Licence Number 5101.

The term “United Advisers Group” refers to the group of companies comprising United Advisers and all of its branches, affiliates, and/or subsidiaries.

© United Advisers