Lifestyle Financial Planning


In today’s world, where ‘being busy’ tends to be the regular state for most people, it’s often difficult to make the time and effort needed to ensure our plans are robust and flexible enough to cope with any changes we might need to make when life throws us a curve ball.

We all know that our journey through life rarely goes exactly as planned.

So, how do you get control?  How do you ensure the plans you make are going to get you to where you want to be, to tick all your boxes, achieve your goals, and realise your dreams?

How do you go after the life that you want?

The short answer is, with Lifestyle Financial Planning.

Traditionally, financial advisers don’t tackle proper financial planning but concentrate on selling you a financial product to fix a ‘problem’, rather than focusing on the most important thing; you.

Lifestyle Financial Planning puts you first.

Lifestyle Financial Planning focusses on making sure the service you receive is the right fit for you and your family.

It’s all about helping you plan effectively and flexibly; helping you achieve your personal and professional goals, and taking the best steps towards achieving and maintaining the lifestyle you envision.

During the process of working with you towards establishing your Lifestyle Financial Plan, we meet with you a number of times, to get to know you. During our meetings, we put together as much information as we can about where you are now, and where you want to get to.

Our meetings identify both short and long-term resources available to you now (like money and property), as well as what you might NEED to become available in the future so that you can achieve your objectives.

We use state-of-the-art technology to analyse your assets, inflows, and expenditure to provide you with a comprehensive, easy-to-understand analysis of your existing financial situation.  Then, using computer modelling, we can test the potential impact of a number of scenarios on your lifelong cash-flow forecast.

These might include early retirement, redundancy, ill health, and premature death.  Using this data we can draw out the best strategies to manage risk so that you can maintain your desired lifestyle through such life-changing events.

From all the information we gather with you we formulate your personalised road-map to financial freedom; your Lifestyle Financial Plan.

A Lifestyle Financial Plan comprises your life goals, your lifetime cash-flow projection, and an analysis of how your financial position might change.

You will find this invaluable when making decisions about your future. It will significantly improve your chances of achieving a sound financial outcome, will help you protect and enhance your wealth, and allow you to achieve your desired lifestyle.

In other words, Lifestyle Financial Planning helps you to go after the life you want.

Download our free Lifestyle Financial Planning guide to learn more about how you can benefit from our Lifestyle Financial Planning service.